The primary purpose of the Tips LF Garden website is to create content focused on financial education. Our content covers a wide range of products and services (credit cards, loans, financing, various investments, etc.) offered by domestic and international financial institutions, with a focus on providing information and analysis.
Our general terms and conditions are available at any time. The provisions of the Tips LF Garden Privacy Policy https://tipslfgarden.com/us/privacy-policy-us/, together with applicable law, jointly govern these terms and conditions and your use of this website.
Therefore, the General Terms and Conditions are intended to inform users of their responsibilities, obligations and liabilities when accessing and/or using the Tips LF Garden website, as explained in the following sections.
It is important to note that we do not intervene in any process relating to the credit assessment or approval of our customers or partners, therefore the final decision to execute a transaction, extend credit or submit an offer is made solely by the customer and in accordance with their own credit and risk standards and policies.
1.1. By accessing Tips LF Garden, the User agrees to the General Terms of Use and Privacy Policy of Tips LF Garden.
1.2. By accessing and/or using Tips LF Garden, the User declares that he/she is at least 18 years of age and has the capacity, for all legal purposes, to fully and expressly accept the terms and conditions set out in these Terms of Use.
1.3. If the User does not meet the aforementioned criteria or does not agree to any part of the terms and conditions set out in these Terms of Use, the User must refrain from accessing or using the services provided by Tips LF Garden and the websites and services operated by Tips LF Garden.
2.1. Users may access this service to resolve questions, solve problems, lodge complaints, and provide other information regarding the products and services available on Tips LF Garden.
2.2. “Inquiries” can be made through the form available at https://tipslfgarden.com/us/contact-us/.
3.1 Please read all the provisions of these Terms of Use and Privacy Policy carefully. By using the services and/or products provided by Tips LF Garden, you are deemed to have fully agreed to all the terms and conditions of these Terms of Use.
3.2. Tips LF Garden provides links to or redirects Users to other websites where Users can enter into service contracts or purchase products from the respective companies without any interference from Tips LF Garden.
3.3. If the User is redirected to the website of a company advertised on the Site, the User must carefully read and expressly accept the terms of use and privacy policy of the advertised company.
3.4. Tips LF Garden is not responsible for:
(a) The advertised company’s general terms of use and privacy policy
(b) Information about the services and/or products advertised
(c) the services and/or products that the advertised business may offer and/or contract for;
3.5. Tips LF Garden is not responsible for any viruses, malware, spyware, Trojan horses or other software that may damage or alter the configuration of the User’s equipment as a result of browsing or using the Internet or the transmission of data, text, images, files or sound.
3.6. You are solely responsible for keeping your computer’s operating system up to date and for installing anti-virus software.
3.7. Tips LF Garden is not liable for any loss or damage resulting from improper use of the Tips LF Garden website or from force majeure or unforeseeable circumstances.
3.8. Tips LF Garden does not send or request bank deposits or transfers for the approval of any financial products.
Tips LF Garden will never send executable files (e.g., .exe, .com, .scr, .zip, .rar) or download links attached to emails requesting users to confirm or register their data. If you receive such an email, please contact us via the inquiry form on our website https://tipslfgarden.com/us/contact-us/.
3.10. Without prejudice to any other provision of these Terms of Use, the User’s obligations include:
(a) You will not infringe any third party rights when using Tips LF Garden.
(b) You will not use Tips LF Garden to monitor or harass any third party.
(c) You will not engage in any fraudulent, illegal, abusive or improper conduct when using the Tips LF Garden Website.
(d) comply with the terms and conditions set forth in these Terms of Use and the Privacy Policy;
4.1. Tips LF Garden’s general terms and conditions may be modified, supplemented or replaced at any time and for any reason, at Tips LF Garden’s sole discretion, without prior notice or notification to the User.
4.2. These Terms of Use are mandatory and binding and if you do not agree to them, you must refrain from using the EDOURS Website.
5.1. These Terms of Use shall remain in effect indefinitely and any judicial or administrative claim arising out of your use of Tips LF Garden pursuant to these Terms of Use or the Privacy Policy must be filed within 90 days of the event giving rise to the claim.
6.1. These Terms of Use should be read and interpreted in conjunction with the Privacy Policy, both of which are governed by United States law.
6.2. With regard to the interpretation, enforcement and other issues of these Terms and the Privacy Policy, the parties expressly agree to waive any other jurisdiction and to submit to the Belo Horizonte Forum, where all questions or issues arising from these Terms and Conditions will be resolved.